An Overview OHCS helps low- and moderate- income households in Oregon buy a home by providing below-market rate financing and cash assistance through our Residential Loan Program, also known as the “Oregon Bond Loan”. The program offers a below-market rate which helps eligible families increase their home purchasing power and lower their monthly house payments to be affordable. For both loan options, the eligibility and program requirements are the same.
Two Loan Options The Program offers eligible borrowers a choice between cash to close or our best rate.
RateAdvantage Home Loan
A qualified borrower will get the lowest fixed rate possible to maximize their home purchasing power.
How To Apply To apply, simply contact one of our lenders and they will assist you in getting pre-qualified for one of our home loans.
RateAdvantage Home Loan
